For banks & funders

Onboarding reviews need consistency—not a chase across inboxes.

When South African SMEs organise evidence in Khulax, reviewers see structured data, obligation status, and versioned documents—not a folder of mismatched PDFs.

What reviewers typically need

Verified identity, ownership structure, tax and bank evidence, regulatory standing, director KYC, and a clear audit trail—with documents that match the entity profile.

What Khulax provides

  • Single legal entity profile aligned to ZA entity types
  • Mandatory due diligence with human approval on onboarding
  • Document slots with versioning, review status, and mapped questionnaire sync
  • Living Requirements with due dates, renewals, and reminders
  • Operational modules gated until the compliance foundation is approved

Refer a business to Khulax

Invite SME clients onto a compliance-first foundation—before the credit folder opens.

Business: 30-day trial · Personal habits: free forever · ZA entity types supported