khulax.co.za · South Africa

Grow with a foundation they can trust

Khulax unifies business compliance and everyday life management in one account—so your entity looks credible to banks and regulators, and your habits and spending stay organised without another pile of apps.

From Khula—to grow—with the discipline South African founders, professionals, and families actually need.

Start business trial For myself — free habits

Business: 30-day trial · Personal habits: free forever · Pty Ltd, CC, Trust & more

  • Due diligence & Requirements
  • Finance, CRM & operations
  • Habits, groups & personal Money

The problem

Running a business and a life should not mean ten disconnected tools

South African SMEs lose weeks to duplicate uploads, missed renewals, and WhatsApp PDFs—while personal routines and spending live in apps that never talk to the business you are building.

Compliance in folders

MOI here, bank letter there, director ID in email. Every bank meeting and tender asks for the same story again.

Operations in silos

Invoices in one system, pipeline in another, tasks on sticky notes. Nothing shares one entity profile.

Life in fragments

Habits in one app, budget in a spreadsheet, family routines nowhere. Founders burn out managing chaos on two fronts.

The Khulax answer

One account. Two disciplined surfaces. Zero duplicate masters.

Khulax is a compliance-first business operating system with a personal Productivity layer—habits, optional spending tracking, and family groups—scoped to you, not your entity books.

  • ✓Business workspace — entity profile, due diligence, Requirements, then Finance, CRM, Staff & Projects when approved.
  • ✓Productivity — daily habits, team or family blueprints, personal Money tab—private to each user.
  • ✓Today feed — entity members see habits alongside CRM tasks on the dashboard; personal-only users live on /productivity.
See both journeys →

Choose your path

Start with business, life, or both

Same login. Different entry points. Upgrade anytime—register a company later without losing your personal routines.

For my business

Compliance-first entity workspace

Register your Pty Ltd, CC, Trust, or sole prop. Complete South African due diligence. Unlock finance and CRM when your foundation is approved—not before.

  • Unified Requirements & document store
  • Director KYC & versioned uploads
  • Invoices, pipeline, activities
  • 30-day trial per legal entity
Start business trial

For myself

Habits & personal Money—free

No company required. Build daily blueprints, track check-offs, log personal spending, and optionally sync routines with family or team groups.

  • Daily habit check-offs
  • Personal expense categories (ZAR)
  • Family groups & shared blueprints
  • Free forever for solo habits
Create free account
Banks & funders Accountants Tender & supplier compliance Founders & families

Solutions

Built for the people who need proof—and the people who need rhythm

Whether you are preparing for a facility review or building a morning routine with your household, Khulax keeps the right data in the right place.

Founders

Look prepared for funding, facilities, and tenders—without rebuilding your evidence folder every quarter.

For founders →

Individuals & families

Daily habits, personal spending, and shared family blueprints—separate from your company books.

Productivity →

Banks & funders

Consistent entity data, obligation status, and versioned documents—not mismatched PDFs.

For banks →

Professionals

Permissioned access to the same finance and compliance evidence your client maintains.

For professionals →

Process

How Khulax works

Compliance first for business. Immediate value for personal habits. One login ties it together.

Business journey

  1. 1

    Register your entity

    Pty Ltd, CC, Trust, Partnership, or Sole Proprietorship—one workspace per legal entity.

  2. 2

    Complete due diligence

    Structured, versioned questionnaire with mapped documents and N/A where sections do not apply.

  3. 3

    Pass human review

    Mandatory onboarding is verified so your foundation stays credible.

  4. 4

    Operate with confidence

    Finance, CRM, staff, and projects on the same profile—with habits on your dashboard Today feed.

Personal journey

  1. 1

    Sign up in minutes

    Name, email, password—no company, no due diligence gate.

  2. 2

    Build your Today

    Create habit blueprints, check off daily occurrences, optionally log personal spending.

  3. 3

    Grow with others

    Invite family to shared blueprints—or, as a business owner, assign team habits to staff.

Explore Productivity →

Platform

Modules that share one truth—plus a life layer that stays yours

Entity finance and compliance share catalogs and profile data. Personal habits and spending never pollute the general ledger.

View all modules

Compliance

Hub, Requirements, DD wizard

Finance

Invoices, catalog, bank, P&L

CRM

Deals, pipeline, activities

Productivity

Habits, Money, groups

Trust by design

Entity-isolated workspaces, versioned documents, audit trails, POPIA-conscious handling—and personal Productivity data scoped strictly to each user.

Security & privacy →

Pricing that respects how South Africans pay

Business entities: 30-day free trial, then monthly EFT subscription. Personal habits: free forever; groups and advanced features on paid plans.

View pricing

Frequently asked questions

Is Khulax only for companies?
No. Register a legal entity for the full business OS, or sign up personally for Productivity only—habits and optional personal Money tracking, with no due diligence required.
Why can't I use Finance immediately?
Khulax is compliance-first for businesses. Operational modules unlock after mandatory due diligence is approved so your records stay credible for banks and partners.
Does personal spending mix with my company books?
No. Personal transactions live in Productivity under your user account. Entity finance remains separate—unless you explicitly link a habit expense for your own tracking.
Do you replace my accountant or CIPC filings?
No. Khulax organises evidence and operations so professionals and statutory portals get consistent, auditable inputs—not duplicate WhatsApp PDFs.

Ready to build your foundation?

Start your business trial—or create a free personal account for habits and Money. One Khulax login grows with you.

Start free trial How it works

Business: 30-day trial · Personal habits: free forever · ZA entity types supported